And I'll stay that way, despite Congress' efforts to kneecap BAC's margins.
The Washington Post article to which I've linked is typical of the moronic views proliferating about banking fees. Folks thought that none of their banking services cost anything. Merchants were paying for all of our debit cards until Congress placed a ceiling on swipe fees.
Go ahead; get it out of your system. If it were up to me, I'd impose a 100% reserve requirement on all commercial banks, after which we'd see the fee-sensitive whining begin in earnest.